How to Generate Academic Bank of Credits ID: A Step-by-Step Guide for Students

The Academic Bank of Credits (ABC) system is a digital academic credit platform launched under the National Education Policy (NEP) 2020. It empowers students to store, transfer, and redeem credits earned across multiple institutions. By generating an ABC ID, students gain a lifelong digital identity that keeps a verified academic record in a centralized system.

This ABC ID is essential for flexible learning, allowing students to exit and re-enter academic programs, switch institutions, or build multidisciplinary qualifications using accumulated credits.

What Is the Academic Bank of Credits ID?

An ABC ID is a 12-digit unique number that represents a student's academic credit account. It links to the Academic Bank of Credits platform and stores verified records of credits earned through UGC-recognized institutions.

Integrated with DigiLocker and Aadhaar, this system enables real-time tracking of academic achievements and smooth transfer of credits, promoting flexibility and transparency in higher education.

Why Every Student Needs an ABC ID

1. Centralized Record of Academic Credits
   All credits earned from ABC-integrated colleges and universities are stored in a single, secure digital account tied to the student’s ABC ID.
   
   

2. Supports Credit Transfer Across Institutions
   Students can switch colleges or universities without losing credits, as long as both institutions are registered under the ABC framework.
   
   

3. Enables Exit and Re-entry Options
   The system allows students to pause their education and rejoin later, using already accumulated credits to complete the degree or qualification.
   
   

4. Verifiable Through DigiLocker and NAD
   Since ABC integrates with DigiLocker and the National Academic Depository, the records are digitally signed, easily shareable, and legally accepted.
   
   

5. Permanent and Free Academic Identity
   The ABC ID is lifelong, Aadhaar-authenticated, and free to generate and use, making it accessible to all students across India.
   
   

Step-by-Step Process to Generate Academic Bank of Credits ID

1. Visit the DigiLocker Website or Mobile App

Go to DigiLocker (either the website or mobile app) and click on “Sign Up.” This is the official platform used by students to create their ABC ID and access digital education services.

2. Register Using Aadhaar-Linked Mobile Number

Enter your mobile number linked with your Aadhaar. After receiving an OTP, complete the identity verification to activate your DigiLocker account and enable access to education modules.

3. Complete Profile and e-KYC Process

Fill in your profile information such as name, date of birth, and Aadhaar number. The system performs an e-KYC check to validate your details before you can generate your ABC ID.

4. Navigate to the Education Section

Once your account is set up, head to the “Education” section in DigiLocker and select the Academic Bank of Credits option to begin the ID creation process.

5. Submit Educational Information for ID Creation

Provide academic details like institution name, course type, and year of enrollment. These inputs help match your account with the correct institutional database for future credit mapping.

6. Generate and Save Your 12-Digit ABC ID

After successful validation, your 12-digit ABC ID is generated. It appears on your DigiLocker dashboard and can be downloaded or saved for use during admissions or credit transfers.

What To Do After Getting Your ABC ID

1. Share Your ID With Your Institution
   Provide your ABC ID to your academic institution to ensure that all course credits earned are automatically linked and uploaded to your profile.
   
   

2. Use It for Admissions and Transfers
   Include your ABC ID in applications when switching institutions to transfer previously earned credits without undergoing separate evaluations.
   
   

3. Track Credit Accumulation in DigiLocker
   Log in regularly to check the credits linked to your ABC account. This helps plan future courses, exits, or degree completion timelines.
   
   

4. Access Certificates Through Linked Portals
   As credits are earned, related certificates and course completions are stored and accessible via DigiLocker and NAD without any paperwork.
   
   

5. Return to Studies Without Losing Progress
   If you pause your education, your ABC ID stores all valid credits. You can resume studies anytime and continue building on what you've already completed.
   
   

Academic Bank of Credits Is Supported By These Institutions

The ABC system is widely adopted by major Indian universities and educational boards including:

• UGC-recognized universities
  
  

• Indian Institutes of Technology (IITs)
  
  

• National Institutes of Technology (NITs)
  
  

• Open and Distance Learning Institutions
  
  

• Skill development and vocational training providers
  
  

How TruScholar Adds Value to the Academic Bank of Credits

TruScholar enhances the Academic Bank of Credits by offering secure, blockchain-based credentials that align with ABC’s vision of flexible, verified learning.

1. Blockchain-Backed Credential Security
   TruScholar issues academic certificates that are tamper-proof and permanently verifiable, enhancing the trust of ABC-stored data.
   
   

2. Supports Credit Mapping Across Platforms
   Institutions using TruScholar can seamlessly issue ABC-compliant credentials that sync with DigiLocker and NAD systems.
   
   

3. Micro-Credentials and Skill Badges
   TruScholar helps track and issue short-term course completions, bootcamps, or online certifications that contribute to ABC credit accumulation.
   
   

4. Verified Global Sharing and Portability
   Students can share TruScholar-verified academic achievements internationally for jobs, admissions, or credential validation with one secure link.
   
   

FAQs: Academic Bank of Credits

Q1: Is ABC ID mandatory for all students?
As per UGC guidelines, ABC registration is being made mandatory for all students enrolled in higher education from UGC-approved institutions.

Q2: Can I use ABC ID to resume an incomplete degree later?
Yes. Your ABC ID stores past credits which you can redeem when re-enrolling in the same or related program.

Q3: Does the ABC system apply to online courses?
Yes, provided the course is offered by an ABC-approved institution or through a recognized learning platform.

Q4: How do I know if my credits have been added?
Log into your DigiLocker account linked with your ABC ID to track earned credits and view your academic progress.

Registering with the Academic Bank of Credits and generating your ABC ID is a critical step for students in India’s modern, credit-based education system. It ensures you never lose your academic progress, even if your path changes—and puts full control of your learning journey in your hands.